Lakewood, NJ Mortgage Broker
Spring Home serves buyers in Lakewood and the surrounding Ocean County area — first homes, move-ups, refinances, and investment property. We know the local price points, the local tax picture, and how fast contracts move around here.
We're based in Toms River at 1815 Lakewood Rd — close enough to pick up the phone, and close enough to sit down at a table if that's easier. You get one advisor from the first call to the closing, and we shop 40+ wholesale lenders so your loan gets priced by competition instead of one bank's rate sheet.
Loan programs available here.
Why first-time buyers here choose a broker over a bank.
40+ lenders, one application
Your bank quotes one rate sheet — its own. We shop dozens of wholesale lenders and bring you the shortlist.
One advisor, start to finish
Local, same person the whole way, and close enough to meet in person if you want to.
No product to push
We're not paid to steer you into one loan. If conventional beats FHA for your file, we'll say so.
21-day average close
Contracts move fast around here. Our average close is 21 days from application to keys.
Buying your first home? First-time buyer? Start here →
Serving all of Ocean County
Lakewood is home base territory, but we write loans across the county and all of New Jersey — plus Pennsylvania and Texas.
- Toms River
- Jackson
- Brick
- Howell
- Manchester
Office: 1815 Lakewood Rd, Ste 236, Toms River, NJ 08755 · 732-908-8040
Ready to see what you qualify for?
Tell us a little about the home you want. We'll come back with a real quote — not a "starting at" number designed to lure you in.